SEP IRA vs. Solo 401(k) vs. Cash Balance Plans: Choosing the Right Retirement Strategy for Small Business Owners For many small business owners, retirement planning can look different from the experience of employees at larger companies. Without access to a traditional employer-sponsored retirement plan, business owners often take a more
Fraud Awareness for Families: Protecting What Matters Most International Fraud Awareness Week takes place the week of November 10th, making it the perfect time for families and household decision makers to pause and assess how protected their finances, identities, and communication channels really are. For busy professionals balancing work, children,
Q3 2025 Market Commentary Markets usually slow in the third quarter, but this year was different. Stocks kept rising through July, August, and September, with the Dow finishing the quarter at a record high. The Federal Reserve made its first rate cut of the year, oil prices moved lower, and
Retirement Planning Strategies Every CPA Should Be Thinking About For many small business clients, retirement planning is more than a compliance matter or employee benefit decision. It is a strategic lever that affects cash flow management, tax efficiency, succession readiness, and the owner’s personal wealth plan. CPAs are often at
The Big Beautiful Bill and Key Tax Changes and Considerations for Retirees Signed into law in 2025, the “One Big Beautiful Bill” (OBBB) introduces a range of changes that could impact retirees. Whether you’re already enjoying retirement or planning for it soon, understanding these legislative changes can help you evaluate
Real Estate, Tax Deferral, and the Value of Collaborative Planning How CPAs and Financial Advisors Can Collaborate to Support 1031 Exchange Conversations For business owners, real estate investors, and high-income earners looking to reduce capital gains tax burdens while contributing to long-term economic development, Opportunity Zones remain an often overlooked
Bridging the Gap: What CPAs Wish Advisors Knew and Vice Versa When you are running a firm, you know exactly how much your clients depend on you. You are not just filling out tax forms. You are helping families, guiding small businesses, and offering perspective when it matters most. The
Legacy in Action: Leave a Mark That Lasts A legacy is often thought of as something financial—a nest egg or an inheritance passed on to future generations. While financial assets are one part of a legacy, they don’t encompass the full meaning. A legacy can take many forms, each representing
Prioritizing Financial Wellness in 2025 In today’s dynamic economic landscape, achieving financial wellness requires a proactive approach to personal finance management. Recent studies reveal that over half of Americans feel “financially frozen,” overwhelmed by financial decisions and unsure of the steps to take.1 To navigate these challenges and enhance your financial